Boise Home Seller

Boise Mortgage Calculator

Live rates · credit-adjusted pricing · Idaho county taxes auto-calculated

30-yr Fixed 6.46%
20-yr Fixed 6.10%
15-yr Fixed 5.77%
10-yr Fixed 5.55%
Freddie Mac PMMS · Apr 2, 2026 · Adjust for your credit score below
Loan Details
Home Price $519,426
$
Down Payment 5% · $25,971
$
⚠ Under 20% down — PMI included (~0.85%/yr on conventional).
Loan Term
Loan Type
Credit Score Range
County
Primary Home?
Idaho homestead exemption
Interest Rate 6.41%
Auto-set from live rate + credit. Edit to override.
📡 Auto-updates with term & credit. Edit above to lock.
Property Tax / yr $1,776
$
Auto-calculated by county + homestead.
Home Insurance / yr $1,818
$
Est. ~0.35% of home value. Override freely.
Monthly Estimate
Est. Monthly Payment
$0
Principal · Interest · Tax · Insurance
6.41% · 30-yr · Elite Credit
Principal & Interest $0
PMI / Funding Fee $0
Property Tax $0
Home Insurance $0
Loan Amount $0
Down Payment $0
Total Interest Paid $0
Total Cost of Loan $0
Ada County effective tax rate: 0.34% · Homestead exemption applied

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Estimates are for planning purposes only. Rates from Freddie Mac PMMS (updated weekly). Actual rates, taxes, insurance, and PMI may vary. Not financial advice.